I' m not too worried about it either way. I' m probably going to go into insurance sales or claims in the next couple of months since trying to get into the videogame industry has been a waste. With that salary I' ll have my loans completely paid off in a year or two getting me out of the vast majority of the interest.

Also, when I got the loan I didn' t have credit. Never had a credit card. I' ve always had enough money to pay everything in full whatever I' ve bought, aside from the college education. I don' t like the idea of borrowing money and having to pay more later (yes I know I can pay the credit card off at the end of the month to avoid interest but whatever).

$400 aint shit

Man, emofag chadwarden dont care bout no $400. Emofag chadwarden wipes his ass wif fo hundred dollas. Bitches who cant pay $400 need to get their papas.

Also, when I got the loan I didn' t have credit. Never had a credit card. I' ve always had enough money to pay everything in full whatever I' ve bought, aside from the college education. I don' t like the idea of borrowing money and having to pay more later (yes I know I can pay the credit card off at the end of the month to avoid interest but whatever).

Once you get your first sweet taste of a credit card you' ll never want to look back again. Though, I have to say that we live in a society where some people rely way too much on their credit cards. The other day I saw some dude at a supermarket paying for a single $3 - $4 item with his credit card. Another time I saw some lady paying for a carton of milk and gum with her card.

What' s dept?

The interest is higher on my money in the bank than it is on my student loans.

ORIGINAL: Terry Bogard

Once you get your first sweet taste of a credit card you' ll never want to look back again. Though, I have to say that we live in a society where some people rely way too much on their credit cards. The other day I saw some dude at a supermarket paying for a single $3 - $4 item with his credit card. Another time I saw some lady paying for a carton of milk and gum with her card.

Yeah, that' s what I don' t want to end up doing. I am getting a credit card at some point this month just to start building credit. Will probably only use it for buying gas and then pay the card off right away.

ORIGINAL: locopuyo

The interest is higher on my money in the bank than it is on my student loans.

Well because my loan was a fairly good size (it included student housing and such) and since I didn' t have any credit they made my parents take out most of the loan. I' m paying off that loan but because it' s under their name they don' t get the student discounts on their loan like you and I get.

ORIGINAL: Nitro

What' s dept?

An abbreviation for ' department' .

ORIGINAL: Rampage99

ORIGINAL: Nitro

What' s dept?

An abbreviation for ' department' .

I am getting a credit card at some point this month just to start building credit. Will probably only use it for buying gas and then pay the card off right away.

You won' t build up credit if you pay it all off right away. You should still pay it all off but stretch it out for a couple of months instead of all at once. And remember you don' t need to get anywhere near the credit limit. That can actually hurt your credit rating if you' re constantly right up there.

ORIGINAL: Nitro

ORIGINAL: Rampage99

ORIGINAL: Nitro

What' s dept?

An abbreviation for ' department' .

Constipated?

I don' t think you can be denied federal loans no matter what your credit is, and their interest rates are low, but they won' t cover housing and living expenses, I had to have a good full time job while I went to college.

Federal student loans are about the only thing Republicans haven' t completely fucked up yet.

Federal student loans are about the only thing Republicans haven' t completely ***ed up yet.

And health care is about the only thing the Democrats havent completely fucked up yet. Oh wait, that changes after the 08 election.

And health care is about the only thing the Democrats havent completely ***ed up yet.

You don' t know what the hell you' re talking about, but you sound scared.

McCain unofficially won the Presidency when Obama beat out Clinton, and we all quietly know why.

It' s a shame too, because McCain is not what the Americans and for that matter the world need right now.

ORIGINAL: immortaldanmx
And health care is about the only thing the Democrats havent completely ***ed up yet. Oh wait, that changes after the 08 election.

What is there to fuck up? This country basically has no healthcare system, we all pay private corporations for it.

You are a moron.

ORIGINAL: canadagamer

McCain unofficially won the Presidency when Obama beat out Clinton, and we all quietly know why.

It' s a shame too, because McCain is not what the Americans and for that matter the world need right now.

McCain doesn' t stand a chance.

This is like Bill Clinton Vs. Bobe Dole all over again.

McCain unofficially won the Presidency when Obama beat out Clinton, and we all quietly know why.

Actually, I don' t know why! You need to tell me now!!

ORIGINAL: emofag

McCain doesn' t stand a chance.

This is like Bill Clinton Vs. Bobe Dole all over again.

Well, he wouldn' t have stood a chance in any other country, but since we' re talking about the country that elected Bush twice...

McCain doesn' t stand a chance.

This is like Bill Clinton Vs. Bobe Dole all over again.

Got Florida?

McCain unofficially won the Presidency when Obama beat out Clinton, and we all quietly know why.

You' re out of your gourd. Even Rupert Murdoch, CEO of Fox, predicts an Obama landslide victory. Not only is Obama going to win, the Democrats are going to gain even bigger majorities in both the House and Senate.

As far as " quietly," screw that. You' re obviously alluding to white racism, but as you might be aware not only is the population of people of color growing in the U.S., but there are increasing numbers of whites who don' t allow their actions to be dictated by whatever prejudices they harbor.